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Accounts

Everyday banking that costs you less.
Private Clients

Credit cards

Enjoy 55 days’ interest free credit and more benefits.
Digital Banking

Experience simple, secure digital banking with 24/7 access to payments, transfers and full‑service channels wherever you are.
Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.
Explore Bank
Home loans

More flexibility, competitive rates, and a home you can call yours.
Overdraft

Instant access to credit when you need it.
Personal loans

Affordable loans and interest rates up to a maximum of M50,000.00
Vehicle finance

Vehicle finance for the car you're looking for.

Young Professionals loan

Get a loan up to a maximum of M100,000.00.
Explore Borrow
Accounts

Save and Invest with zero monthly fees.
Save and Invest FAQs

Frequestly asked questions on saving and investing.
Explore Save & Invest
Verify payments

Banking fees

Contact us

Give us a call, find your nearest branch or get in touch with a specialised banker.
Leave a message

Let us call you back.
Read our blog

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Bank

Accounts

Everyday banking that costs you less.

Private Clients

Credit cards

Enjoy 55 days’ interest free credit and more benefits.

Digital Banking

Experience simple, secure digital banking with 24/7 access to payments, transfers and full‑service channels wherever you are.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.
Back
Borrow

Home loans

More flexibility, competitive rates, and a home you can call yours.

Overdraft

Instant access to credit when you need it.

Personal loans

Affordable loans and interest rates up to a maximum of M50,000.00

Vehicle finance

Vehicle finance for the car you're looking for.

Young Professionals loan

Get a loan up to a maximum of M100,000.00.
Back
Save & Invest

Accounts

Save and Invest with zero monthly fees.

Save and Invest FAQs

Frequestly asked questions on saving and investing.
Back
Help Centre

Verify payments

Banking fees

Contact us

Give us a call, find your nearest branch or get in touch with a specialised banker.

Leave a message

Let us call you back.

Read our blog

Back
  • Dezign Student account
  • Transactor Plus account
  • Youth Savings Account
  • Savvy Plus Bundle
  • Bothebelele account
  • Private Clients
  • Gold credit card
  • Online Banking
  • Money app
  • Cellphone Banking
  • MobiMoney
  • Send Money
  • Payments
  • Travel
  • Home loans
  • Overdraft
  • Personal loans
  • Vehicle finance
  • Young Professionals loan
  • Save and Invest FAQs
  • Verify payments
  • Banking fees
  • Contact us
  • Leave a message
  • Cross-border finance and fraud tips

Fixed deposit

Put your money away for a fixed term of your choice and earn a higher interest rate, paid out at the end of your term.

Zero

4.88-5.18

%

M1 000

End of term
See interest rates
Get the account

What you get

Competitive, market-related returns on your investment

Guaranteed capital at a fixed interest rate

An option to reinvest for a further term or withdraw investment on maturity

See terms and conditions

Documents you'll need to apply

A valid Lesotho passport or identity document
Your latest proof of residence
Proof of income
A letter of consent if you are below the age of 18

Watch it grow

Deposit a lump sum for a chosen period, and your interest rate remains fixed until maturity. To learn more about our savings and investments, read our frequently asked questions.

See FAQs

Ready to invest?

Get started

Other investments you might like

Bonus Notice Deposit Account

Earn bonus interest for the period you have invested your money, while you enjoy withdrawing money as needed from your notice-based account.

Zero

4.93-5.03 %

M5 000

Min 32 days

See more Get the account

JustSave

Save when you can, earn higher interest rates, and access your money with 1 day’s notice.

Zero

4.88 %

M50

Min 24 hours

See more Get the account

Call Account

Save for a rainy day, earn monthly interest, and access your money whenever you need it.

Zero

3.25-3.40 %

M5 000

On demand

See more Get the account