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Bank

Accounts

Everyday banking that costs you less.

Private Clients

Credit cards

Enjoy 55 days’ interest free credit and more benefits.

Digital Banking

Experience simple, secure digital banking with 24/7 access to payments, transfers and full‑service channels wherever you are.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.
Back
Borrow

Home loans

More flexibility, competitive rates, and a home you can call yours.

Overdraft

Instant access to credit when you need it.

Personal loans

Affordable loans and interest rates up to a maximum of M50,000.00

Vehicle finance

Vehicle finance for the car you're looking for.

Young Professionals loan

Get a loan up to a maximum of M100,000.00.
Back
Save & Invest

Accounts

Save and Invest with zero monthly fees.

Save and Invest FAQs

Frequestly asked questions on saving and investing.
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Help Centre

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Fixed Deposit

Account interest rates

Published: 20 March 2026

End of term

Days & Months
Nominal rate p/a*
Equivalent annual effective rate (AER)**

4.88

-

4.93

-

4.98

-

5.03

-

5.08

-

5.13

-

5.18

-

*Nominal interest rate – the annualised interest rate that you will earn, calculated on the daily balance of your investment if interest is paid out monthly.

Try investing in our Savings Account.